Below are some of the services we provide either directly or through specialised business partners. If we can’t do it we certainly know the right people to put you onto to get the job done right.

Commercial Finance
Commercial lending can be a more complicated and involved process than residential lending. A number of factors are considered when providing commercial finance.

		The nature of your business and the industry you operate in
		Your historical and existing financial situation
		The purpose of your borrowing requirement

All play a role in getting a commercial loan application approved.
Whether you wish to:

		Purchase an established commercial property
		Refinance an existing commercial property loan
		Purchase a business

We can look at placing your commercial finance requirements with a number of competitive lenders and tailor a financial package to suit your needs.

Car Buying Service
Does the thought of negotiating through countless dealers just to get a vehicle you wish to purchase bring on an instant migraine? Then you will love this! We are proud to offer a service to our clients to save you time, money and the hassle of finding and securing the best deal on any passenger or light commercial vehicle purchases.

We've negotiated for all Total Home Loans clients with Private Fleet, a complete waiver of the lifetime membership fee, meaning the following services will be offered FREE of charge to all of our clients:

		Sourcing of all new and used vehicles
		Arrangement of test-drives at home or at the office
		Fleet discounting off the purchase price of all new vehicles
		Valuation of trade-in vehicles
		Delivery to your door with a full tank of fuel

If you’re looking to buy a vehicle these guys really know what they are doing; they do the haggling, negotiating and organise the whole thing for you. Just drop us a line at the office and we will get you in touch with the right people. 

Now, not only can you secure a great deal on leasing, you can now save literally thousands off the purchase price of all new and used vehicles with Private Fleet!

Vehicle and Equipment Finance
If you need a vehicle, whether that is a Passenger Car, Light or Heavy Commercial vehicle, or Earthmoving/Construction equipment just call us and we’ll take care of the finance for you.

Depending on your personal or business needs we can structure the finance as one of the following:

		Commercial Hire Purchase
		Chattel Mortgage
		Finance Lease
		Novated Lease
		Personal Loan

If you need finance for equipment in your business just let us know and we’ll do the rest. We can arrange finance for manufacturing/ industrial plant and machinery, printing presses, computers and office equipment.

As with all our services we’ll deliver exactly what you need in the time frame you need it, with the least amount of stress or headaches and the greatest level of satisfaction.